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re: CC question
Posted on 6/11/09 at 2:11 am to LSUswanny
Posted on 6/11/09 at 2:11 am to LSUswanny
my first card was a Bank of America Visa with 0% introductory... I got it when I was in pretty much the same spot you're in now. 4000 limit which I never had over 1500 or so.. it's paid off completely now.
Posted on 6/11/09 at 6:58 am to baytiger
I currently have a Citi MTVU card (VISA). It's student card that gives rewards based on grades, 5x the reward points (ThankYou network) at purchases at places that are tailored towards students (bookstores, fast food, etc.).
Anyway, though, I've heard that the Citi Forward is not a bad card for rewards through the ThankYou Network. The LSU bookstore does count as a bookstore, so if you buy your books there then you'll build up points fast.
If you really want a card with reward program, I suggest check out this FAQ at FatWallet ,which has a pretty comprehensive list of cashback cards.
If you don't want to deal with reward programs and would rather just have a statement credit each month, then check out the PenFed card which I think is 1.75% cashback on all purchases, 5% gas, 2% groceries.
Anyway, though, I've heard that the Citi Forward is not a bad card for rewards through the ThankYou Network. The LSU bookstore does count as a bookstore, so if you buy your books there then you'll build up points fast.
If you really want a card with reward program, I suggest check out this FAQ at FatWallet ,which has a pretty comprehensive list of cashback cards.
If you don't want to deal with reward programs and would rather just have a statement credit each month, then check out the PenFed card which I think is 1.75% cashback on all purchases, 5% gas, 2% groceries.
This post was edited on 6/11/09 at 6:59 am
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