re: Dow above 40,000. Are you doing anything different?

I’m still indexing; but, I do think we’re going to see returns slow down/normalize. I’m a bit heavily tilted towards the S&P in VOO and will likely add more VT to add some international exposure this year. I’m at 90/10 and want to be more at 80/20.

As for undervalued; I think there’s still some. I added more MO this year as a undervalued dividend play.