re: The goal of many Gen Z and millennial women is now to be a DINK—dual income and no kids

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People overstate what this truly costs. Until they are much older kids eat very little, clothing them can easily be made very cheap.

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We spend over $20k per year in childcare costs for our two kids who aren’t school age yet. There certainly is a sweet spot after starting kindergarten where they really are pretty cheap, but there is nothing being overstated when childcare costs are involved for dual income households.