re: Architectural Shingle Roof Replacement Questions (Hailstorm Aftermath)

One thing to consider is the trend of insurance companies to non-renew for older roofs. I currently have a 20 year old architectual shingle roof and I have a lot of granular loss but no hail or wind damage. I half expect my insurance company to tell me they will not renew unless I get it replaced.

I am hearing from my broker more companies are insisting on 15 year or newer roof to write a policy.

If that is the case it is causing me to wonder why would I pay for a premium "25-40" year product if this is the direction of the insurane industry.

I am interested in others experiences on this. I live in GA.