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re: Student Loans
Posted on 4/24/24 at 7:38 pm to Abundy007
Posted on 4/24/24 at 7:38 pm to Abundy007
Are they federal loans? If so her payment won't be jack and even without public service/non profit employment they will be forgiven in 20 years of payments.
Mine will be forgiven in 10 years of payments and even making more than the national average household income alone on the new payment plan I have two years of ZERO payments and they are making them even more generous later this year. I might go 3-4 years of $0 payments and every one is a payment closer to my 120 for working for a non profit. Even if I do have to make full payments in a few years I will save a ton of money from basically getting free years of repayment. I don't care about the balance, just the # of payments, and with the new rules the balance doesn't go up even if you don't pay for all your interest.
I am not saying I agree with any of these new student loan repayment rules, but I am sure as hell am going to take advantage of them. Tax man gets me everywhere else.
Mine will be forgiven in 10 years of payments and even making more than the national average household income alone on the new payment plan I have two years of ZERO payments and they are making them even more generous later this year. I might go 3-4 years of $0 payments and every one is a payment closer to my 120 for working for a non profit. Even if I do have to make full payments in a few years I will save a ton of money from basically getting free years of repayment. I don't care about the balance, just the # of payments, and with the new rules the balance doesn't go up even if you don't pay for all your interest.
I am not saying I agree with any of these new student loan repayment rules, but I am sure as hell am going to take advantage of them. Tax man gets me everywhere else.
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