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re: Son finds out his mom messed up his credit and now he can't get a house

Posted on 4/16/24 at 6:15 am to
Posted by bad93ex
Walnut Cove
Member since Sep 2018
27712 posts
Posted on 4/16/24 at 6:15 am to
quote:

The stuff they are citing is outside the window of consideration.


You can have a horrific history and perfect credit as long as the bad stuff is outside of the 7 year window (think the fact of a bankruptcy stays 10 years).

The stuff being citied are so old it wouldn’t be on a credit report.


Also, why would you need a lawyer to give you your credit report? Credit Karma is free and you're allowed to obtain one free report a year as well.
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