re: Some colleges will charge up to $95,000 this year...

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Which are you talking about? The "working middle class" or families making more than $150k/year? Those are 2 separate groups

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If you live in a major MSA, that's about what a married couple who are both school teachers, or a teacher and a cop, or a lot of other regular professionals would bring home as a couple. It's better than a factory baw married to a house cleaner, but it's far from rich.