re: 401K Fees

Minimizing fees is one of the keys to long term success investing for retirement. Look for passive broad low cost index funds.

Basically every major 401k broker should have access to these at extremely low fees,. Expense ratios under 0.10% are standard now. These fees at 0.50 and above will really add up over time and almost guarantee you perform worse than those that track the S&P500 over the long run