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re: Anybody else using their HSA as a retirement vehicle?
Posted on 3/27/24 at 11:15 pm to DiamondDog
Posted on 3/27/24 at 11:15 pm to DiamondDog
I stealth IRA. Currently sitting at $70K.
Other secret advantage:
You can withdraw penalty AND tax free so long as you keep receipts, as withdrawals aren’t mandated to come in any specific time after the expense occurs. $7K deductible and having surgery tomorrow? You can pay the $7K in cash and hold your ticket for a $7K withdrawal 20 years from now, if that’s economically beneficial to you (and congress does not change the law).
Other secret advantage:
You can withdraw penalty AND tax free so long as you keep receipts, as withdrawals aren’t mandated to come in any specific time after the expense occurs. $7K deductible and having surgery tomorrow? You can pay the $7K in cash and hold your ticket for a $7K withdrawal 20 years from now, if that’s economically beneficial to you (and congress does not change the law).
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