re: Replacing old cast iron drain pipes

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Has anyone had luck with homeowner insurance on something like this? Allstate is essentially denying the claim.

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It’s not covered. Insurance only covers sudden an accidental damage. A 50+ year old cast iron pipe is not sudden an accidental. Now if the pipe broke and caused water damage to your floors, they would pay for the floor repair but not the pipe repair.

In any case, every homeowner policy has buried pipes as an exclusion. All of them. So it’s not specific to Allstate.