re: Hit by an uninsured driver

I was hit by a woman who failed to yield because she was messing with her radio and turning at the same time. She hit me on the front drivers side and sent me into a telephone pole which resulted in my vehicle getting totaled.

She had insurance... but she had just got it a few days earlier and evidently her coverage didn't kick in until after 2 weeks or something. I had to go through my insurance and supposedly they were going to sue her insurance, but it was a bitch to deal with.

It really is shite that you pay your insurance and if you get hit by someone who doesn't have it you have to then go through yours and nothing really happens to them.