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re: Insurance Expense
Posted on 1/31/24 at 9:06 pm to go ta hell ole miss
Posted on 1/31/24 at 9:06 pm to go ta hell ole miss
Carriers are not making record profits i assure you. Especially not in louisiana. Carriers file rates with the department of insurance. If you care to learn go look.
Insurance rates are super simple. Expected losses divided by exposure units (vehicles/houses/boats) gives you “loss cost”. Well in Louisiana losses are increasing and exposure is decreasing with people leaving the state. It’s impacting rates tremendously.
Insurance rates are super simple. Expected losses divided by exposure units (vehicles/houses/boats) gives you “loss cost”. Well in Louisiana losses are increasing and exposure is decreasing with people leaving the state. It’s impacting rates tremendously.
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