re: Here's the budget breakdown of a couple that make $500K and still feel average

$82,500 a year in mortgage and escrow payments for a $1.5 million house. $7k a month mortgage

$18k a year in donations to charity

Both while still paying $32,000 a year towards student loan debt. Don't know about everyone else, but if I had that kind of student loan debt...those loans would be getting paid off before any big charitable donations. And I'd be living in a more modest house.



The rest of the expenses aren't cheap but don't look absurd for a family with 2 young kids. Though if they're still young enough to need $3500/month in daycare expenses...they're probably too young to be paying $1000/month for sports and music lessons.