re: Leak caused floor damage

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Does your insurance policy cover a plumbing leak? If you don't know, I'd call your insurance company first and see if they would cover the repair for you.

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Going to call this morning and find out.

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You're going to end up paying multiple times the cost of the repair thru premium increases. Will likely barely, if even, meet your deductible. Not even sure if it is something that insurance will cover. Fix it yourself and be done. I don't envy you with the wife control.

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That's what I'm thinking. I had really cheap insurance due to the house being new. It stayed flat the first 6 years but just went up nearly 50% recently. Those actuary tables are really good predictors I guess . I'll likely just ask insurance if I can retroactively claim if the cost to repair balloons and just handle it out of pocket otherwise. I'm not going to go more into the details but I live with her and know what she's been dealing with so I have to get mold testing, etc...This isn't just a grow a set of balls and man up deal, I repair my own cars, fix dryers, washers, tvs, etc... I have to bring in professionals due to the health concerns.