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re: Employer Health Insurance plan too high

Posted on 11/30/23 at 9:39 am to
Posted by glorymanutdtiger
Baton Rouge
Member since Jun 2012
3901 posts
Posted on 11/30/23 at 9:39 am to
Another discussion with my HR and another gem- “Premiums are up only 10%”

Premiums don’t mean jack shite if your out of pocket maximum is up 30%. Insurance doesn’t help if I’m not hitting out of pocket max with small kids. I’m gong to pay insurance and keep paying medical bills.

What a scam this is. arggggg
This post was edited on 11/30/23 at 9:40 am
Posted by meansonny
ATL
Member since Sep 2012
25999 posts
Posted on 11/30/23 at 9:53 am to
My deductible was $250 prior to ACA.
My out of pocket max was $800.

No shite.

I now have a more expensive plan. $4000 deductible. $8000 maximum out of pocket. And I get to enjoy that blessing every single year over and over and over.
And I'm one of the lucky ones (my plan is twice as good as the government plan offered my wife. I work for a fortune 100).
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