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re: Pension Lump sum question
Posted on 10/19/23 at 8:05 am to AUTimbo
Posted on 10/19/23 at 8:05 am to AUTimbo
Loan interest rate ? I assume it's better than current Bidenomics rates?
Compare your current loan interest rate against a modest return if you invest the lump sum, you could find your answer there.
This assumes you are not financially strapped by continuing to pay the monthly notes.
Compare your current loan interest rate against a modest return if you invest the lump sum, you could find your answer there.
This assumes you are not financially strapped by continuing to pay the monthly notes.
2
Posted on 10/19/23 at 8:16 am to Dock Holiday
3.25%
Posted on 10/19/23 at 8:38 am to Dock Holiday
quote:
Loan interest rate ? I assume it's better than current Bidenomics rates?
This.
Don't make an effort to pay off low interest debt like this.
Find out what you want your retirement to look like and start there.
Do you want a condo on the beach? That's a helluva down-payment.
Deep sea fisher?
Fly fisherman or hunter? Buy land.
Traveler? Get some motorcycles or RVs. Or do big trips.
There is nothing wrong with not knowing yet.
But once you rid yourself of that low interest rate, you can't get it back for any other venture.
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