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re: How bad was State Farm the last few years

Posted on 9/19/23 at 12:52 pm to
Posted by tigerbutt
Deep South
Member since Jun 2006
24861 posts
Posted on 9/19/23 at 12:52 pm to
My State Farm agent called me to review my policy about a year ago. Went in and found out they had me down for $200,000 content coverage. I was like WTF. He said they take a percentage of the value of your home and determine content coverage. I told him to reduce down to $50K which is still more than enough. You have to watch these guys. Still paying way too much for home insurance.
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
43101 posts
Posted on 9/19/23 at 12:57 pm to
quote:

My State Farm agent called me to review my policy about a year ago. Went in and found out they had me down for $200,000 content coverage. I was like WTF. He said they take a percentage of the value of your home and determine content coverage. I told him to reduce down to $50K which is still more than enough. You have to watch these guys. Still paying way too much for home insurance.

That’s common on the HO3 across all carriers I believe. Been a while since I was in P&C though so I may be wrong.
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