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re: Vehicle insurance cost question for you La baws with kids

Posted on 8/16/23 at 3:05 pm to
Posted by cajungoalie
Baton Rouge
Member since Oct 2008
521 posts
Posted on 8/16/23 at 3:05 pm to
3 teenage boys 16,18,19
All with state farm
All have older trucks, 2001, 2004, 2013 with high mileage.

I pay $68, $115, and $238 per month, all with high limits(500k, 250k) b/c I carry an umbrella. Really not that bad.

The nicer the car the higher the cost, I carry colision and comp but with high deductable($1000). The $238 went up $120 from a few months ago due to an accident. Get the "drive safe and save ap", it saves us a lot of money..also good student helps a ton too.

my agent does some voodoo on the assigned drivers though, meaning she assigns the kid to the car that yields the cheapest premium, and I am listed as primary on all of them...
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