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re: Custodial Account Funds- Schwab
Posted on 8/14/23 at 5:15 pm to TheBoo
Posted on 8/14/23 at 5:15 pm to TheBoo
Keep in mind the 529 to Roth “conversion” is only applicable up to yearly Roth contribution limits. In other words, you can’t convert a $50k 529 in one year. It would take at least 8 years at the current limits of 6.5k.
1
Posted on 8/14/23 at 5:58 pm to slackster
Good point and you can only convert $35k. Could serve as an added incentive to wait a few years of conversions before that big wedding and deter getting hitched at 18 or 19.
This post was edited on 8/14/23 at 5:59 pm
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