re: Insurance rate increases

I'm with Geico and they were inching up every year until I had enough. I got some quotes and called Geico. They were so full of shite telling me that "Oh we just got an okay to lower rates on our loyal customers" line. They lowered my rates to lowest quote. I had to say it.. "You got the okay to lower rates but you raised mine"... The woman didn't know what to say..

Homeowners, Flood and Property Tax all went up.. So much that my escrow was in such a deficit that I decided to cut them a check to lower the monthly note. I know that it sounds crazy but that was my decision...