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re: Insurance rate increases

Posted on 6/20/23 at 5:53 pm to
Posted by BigBinBR
Baton Rouge
Member since Mar 2023
5340 posts
Posted on 6/20/23 at 5:53 pm to
quote:

This is just this isn’t fricking Best Buy. There is no such thing as price matching in the insurance industry. Louisiana truly has some of the dumbest motherfrickers on the planet


It’s not price matching you dumb shite. You don’t think carriers can update your rates so they don’t lose your business?

Auto insurance companies are trying to hold on to business as best they can. Each carrier has their own algorithms to determine risk, but if you call them and show what your quote is from a different carrier I guarantee they can get you pretty close.





Posted by meansonny
ATL
Member since Sep 2012
26000 posts
Posted on 6/20/23 at 5:57 pm to
quote:

but if you call them and show what your quote is from a different carrier I guarantee they can get you pretty close


Not how it works.

There is a difference between a new application and a existing (or grandfathered) policy.

Rate differentials with a current carrier may often deal with looking at credit, driving history, and potentially new technogy.
Posted by BamaCoaster
God's Gulf
Member since Apr 2016
5590 posts
Posted on 6/20/23 at 7:00 pm to
quote:

It’s not price matching you dumb shite. You don’t think carriers can update your rates so they don’t lose your business? Auto insurance companies are trying to hold on to business as best they can. Each carrier has their own algorithms to determine risk, but if you call them and show what your quote is from a different carrier I guarantee they can get you pretty close.


What’s that saying about Better to hold your tongue rather than let ppl know you’re ignorant?
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
9113 posts
Posted on 6/21/23 at 3:23 am to
quote:

It’s not price matching you dumb shite. You don’t think carriers can update your rates so they don’t lose your business?


I’m an Insurance agent you dipshit, and no we absolutely cannot do that . Some dumbass like you calls my office, I’m encouraging you to shop. What an idiot

Adding a multi-line discount or a telematics discount is in no way re-rating your policy.
This post was edited on 6/21/23 at 3:31 am
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