re: I did the financially responsible thing for once with vehicles.

Nicely done. The amount of wealth pissed away on vehicles by so many people is astounding.

Wife and I are both lawyers. We do well.
We were driving a 2008 and 2010 until this past year when a minivan was finally necessary. The 2008 will soon be replaced by sedan.

Keep the debt side of your balance sheet as low as possible and downturns become opportunities.