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re: What APY should I be getting with my savings account?
Posted on 5/19/23 at 5:37 pm to Tifway419
Posted on 5/19/23 at 5:37 pm to Tifway419
Thank you. Do you have any bank recommendations?
One last stupid question: If I have $10K in the savings, after two years would I be able to withdraw the full $10,700?
To me (and I obviously dont know what I'm doing) seems too good to be true.
One last stupid question: If I have $10K in the savings, after two years would I be able to withdraw the full $10,700?
To me (and I obviously dont know what I'm doing) seems too good to be true.
3
Posted on 5/19/23 at 5:39 pm to BigD43
Yes you can withdraw any time. I have capital one 360 savings at 3.75. It’s not the highest right now but I like the app and have a checking with them which makes instant transfers. I’m not hustling from bank to bank over 1 percent from year to year 
Posted on 5/19/23 at 5:42 pm to BigD43
I Bank with CapitalOne. Current rate on their performance savings is 3.75.
Yes, that is correct. You do have to claim it on your taxes so Uncle Sam gets his cut. You can also pull it out penalty free anytime you need it the money.
Look online for some promos. Banks are needing deposits badly, you could get $250 or so for just opening a checking account and having your work direct deposit going into that account.
Yes, that is correct. You do have to claim it on your taxes so Uncle Sam gets his cut. You can also pull it out penalty free anytime you need it the money.
Look online for some promos. Banks are needing deposits badly, you could get $250 or so for just opening a checking account and having your work direct deposit going into that account.
Posted on 5/19/23 at 7:10 pm to BigD43
I like my Citi at 3.85%
You can transfer back and forth pretty much whenever. If you left it in a day, you would be able to withdraw the 90 something cents of interest immediately.
You can transfer back and forth pretty much whenever. If you left it in a day, you would be able to withdraw the 90 something cents of interest immediately.
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