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re: When to pay off the mortgage
Posted on 9/18/22 at 12:11 pm to I Love Bama
Posted on 9/18/22 at 12:11 pm to I Love Bama
quote:
quality of sleep
The only financial thing that helps improve my sleep is my progress towards financial independence. FI is when you have sustainable cash flow from assets to cover all of your expenses. Paying off your mortgage definitely helps with the expenses portion but at the detriment to your assets which provide your cash flow.
If I have no mortgage but no means to cover all of my other expenses, I will not sleep well. If I have a sustainable means to cover all of my expenses but have a mortgage, I will sleep much better.
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