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re: 401k - Putting in more than the company match pros and cons
Posted on 6/21/22 at 1:57 pm to Im4datigers
Posted on 6/21/22 at 1:57 pm to Im4datigers
personally, I dont have the discipline to sock away the money that I should've put into my 401K so I keep mine at 12%. It may not the be best financial decision but its the best psychological decision for me.
Posted on 6/21/22 at 6:18 pm to jamiegla1
quote:
personally, I dont have the discipline to sock away the money that I should've put into my 401K so I keep mine at 12%. It may not the be best financial decision but its the best psychological decision for me.
Amen. 75% of these people who act like you can make more money by not doing additional contributions past match and paying extra on house note, never actually use that money towards that theory. I’ll take the guarantee everytime.
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