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re: 401k - Putting in more than the company match pros and cons
Posted on 6/21/22 at 8:53 am to Im4datigers
Posted on 6/21/22 at 8:53 am to Im4datigers
quote:
If I’m going to be in a lower tax bracket when i retire, why not keep putting the 12% in?
the ONLY reason I can think of is that your 401k investment options are just that crappy. Otherwise, I agree with you.
I am doing that same thing. I am maxing my 401k so I have something accessible at 55, will have lower income in retirement, AND my 401k is essentially a full brokerage account with no limits on what stocks, funds or commodities I can purchase.
1
Posted on 6/21/22 at 9:03 am to notsince98
Thanks everyone. Makes a lot of sense to keep putting it into 401k due to the accessibility. I don’t plan on retiring early, but shite (health) happens and having access to it early makes a difference
I’m very familiar with real estate, but just don’t have the 20% down on a lot of these properties I would actually be interested in buying.
I’m very familiar with real estate, but just don’t have the 20% down on a lot of these properties I would actually be interested in buying.
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