re: Your 401K is getting destroyed

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OK, this is true but you could sell covered calls in the money as another way to play it. Have downside risk protection but make money on time value. More than one way to skin a cat but I guess that takes effort on peoples part to learn that and not just think “stonks only go up!”. People need to educate themselves on how to position themselves to make money if they think markets are going down. It’s only their retirement right? LOL. You sound like you might. Congrats.

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