re: How does a family do it financially

So we bought our house 9 years ago in one of the best neighborhoods in EBR. Our house has more than doubled in value. Our employers match 100% up to 10% of our monthly take home. And I meant money deposited into my account every month.
We do go on 2-3 nice vocations a year.I just fill bad for families. I have friends with 2-3 kids and they make a combine income less than 70k
I drive a sports car with 85k miles on it, and the wife drives a 4Runner with 90k miles so it will be awhile like a decade before we even think about buying a car. We do plan on buying a lake house in 10ish years. Trying to decide which lake we want to retire to. The lake house won’t be in the south though.