re: Devastating Fire

I read a thread, maybe here or reddit, where someone who purported to have inside knowledge of contents loss adjustment gave tips.

They said to be as specific as possible. If you list 5 mens shirts, they will value at the cheapest shirts on the market. If you list 5 pinpoint oxford Lands End dress shirts, they will pay the value of those specifically. One generic toaster may be $20, but one Wolf 4-slice toaster may be $400+.