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re: 20% down on a house…is it dumb?
Posted on 2/5/22 at 5:13 pm to MisslePig
Posted on 2/5/22 at 5:13 pm to MisslePig
You just have to do the math and figure out what works best for you.
The more you put down the less you'll pay on the life of the loan, but if you've got an investment vehicle that's going to consistently outperform your mortgage rate plus PMI payments it might be worth considering.
If the money's just going to be sitting in a low interest savings account, I'd lean towards putting it into the house.
The more you put down the less you'll pay on the life of the loan, but if you've got an investment vehicle that's going to consistently outperform your mortgage rate plus PMI payments it might be worth considering.
If the money's just going to be sitting in a low interest savings account, I'd lean towards putting it into the house.
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