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re: How much home can I afford?
Posted on 1/11/22 at 8:50 am to danilo
Posted on 1/11/22 at 8:50 am to danilo
you first need to determine how much you need to spend on everything that isn't involved with a home. How much do you spend on the following:
- Eating out
- Groceries
- travel
- Hobbies/entertainment
- Cars
- Toys
- Clothing
- Retirement savings
- Discretionary spending per month
- Etc.
Once you have ironed that out, THEN you can figure out how much home you can afford. If you dont allow for your spending habits/needs then you'll be giving up things you want to do/have in exchange for a house. This is essentially being house poor. That isn't a good situation to be in.
- Eating out
- Groceries
- travel
- Hobbies/entertainment
- Cars
- Toys
- Clothing
- Retirement savings
- Discretionary spending per month
- Etc.
Once you have ironed that out, THEN you can figure out how much home you can afford. If you dont allow for your spending habits/needs then you'll be giving up things you want to do/have in exchange for a house. This is essentially being house poor. That isn't a good situation to be in.
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