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re: Big limb from my tree hit neighbors carport - should I be paying for it?
Posted on 5/16/14 at 3:35 pm to dnm3305
Posted on 5/16/14 at 3:35 pm to dnm3305
If I name my kid God, can he just go around effing peoples shite up and then their insurance would have to cover it since it was "an act of GOD". I think there's a legal loophole here that we can get stung by.
Posted on 5/16/14 at 3:35 pm to gorillacoco
Technically you are off the hook if the tree is healthy.
Be a good neighbor and split the cost.
Be a good neighbor and split the cost.
Posted on 5/16/14 at 3:38 pm to ThatsAFactJack
If he is a good enough guy that he would have split the cost to get the tree trimmed, then pay half.
If he would have laughed in your face, then follow the law.
If he would have laughed in your face, then follow the law.
Posted on 5/16/14 at 3:39 pm to swanny297
quote:
What would you do if the tree was on his property and fell on your garage?
I would have looked up who was at fault and when I saw it was legally my responsibility I would have paid for it and moved on. frick asking people for money.
Posted on 5/16/14 at 3:54 pm to gorillacoco
In my mind that's why you have homeowners insurance.
Posted on 5/16/14 at 6:45 pm to gorillacoco
Nope it's hisproblem & his home owners ins
Posted on 5/16/14 at 8:11 pm to CorkSoaker
When my trees fall they go big. Totaled the neighbor's house a couple of weeks ago. The neighbor settled up with his insurance co. and told me to tell whoever cuts what's on my property to throw all their cigarette butts at his house.
Posted on 5/16/14 at 11:29 pm to eng08
quote:
In my mind that's why you have homeowners insurance.
Do you really have a deductible that is less than 500?
Posted on 5/17/14 at 7:06 am to gorillacoco
quote:
Why did it fall
I have had a lot of "healthy looking" branches fall in my yard this year ,some very large. My theory is they were weakened during the last hurricane and maybe the cold winter.
Posted on 5/17/14 at 11:04 am to go ta hell ole miss
quote:
Do you really have a deductible that is less than 500?
Most people don't, but that's a decision everyone makes on their own, depending on whether they'd rather pay a higher premium and lower deductible, or vice versa. It doesn't change whose responsibility it is. I may give him half just to keep the peace but I want to talk to an insurance agent first. I just hope he's not miffed I'm only paying half since he asked if I'd pay the whole thing. Frankly I feel like I'm doing him a big favor to offer a split.
Posted on 5/17/14 at 11:12 am to gorillacoco
I am an adjuster. I know more about policy than your agent does...
Posted on 5/17/14 at 11:31 am to KingRanch
quote:Very incorrect. Listen to wick.
It would be on you ole boy
Posted on 5/17/14 at 11:33 am to dnm3305
quote:It's not nearly the biggest fricking you're in for anyway. Get over yourself.
Well that sure is a big frick you to those of us that dont believe in God now is it?
Posted on 5/17/14 at 11:35 am to wickowick
Truer words NEVER spoken!
quote:
I am an adjuster. I know more about policy than your agent does...
Posted on 5/17/14 at 11:37 am to wickowick
quote:
I am an adjuster. I know more about policy than your agent does...
This is true. Damn I have a short memory.
Posted on 5/17/14 at 11:41 am to gorillacoco
quote:
This is true. Damn I have a short memory.
<<< also an adjuster, and I can tell you you 'owe' nothing in this case. Even if the tree was rotten, he would have to show evidence that he asked you to remove it prior to it falling, like sent you a certified letter or something of the sort.
Posted on 5/17/14 at 12:11 pm to Fishhead
Louisiana now allows for subrogation of the tree/ tree branch removal regardless if the tree is dead or healthy...
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