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re: Big limb from my tree hit neighbors carport - should I be paying for it?
Posted on 5/17/14 at 12:15 pm to wickowick
Posted on 5/17/14 at 12:15 pm to wickowick
quote:
Louisiana now allows for subrogation of the tree/ tree branch removal regardless if the tree is dead or healthy...
interesting...seems to be a move away from the "no fault" line of thinking...
0
Posted on 5/17/14 at 12:18 pm to wickowick
quote:
subrogation of the tree/ tree branch removal
What does this mean exactly?
Posted on 5/17/14 at 12:21 pm to gorillacoco
I don't understand the line of thinking. A tree fell on your carport. shite happens. Don't expect your neighbor to pay for it if you never talked about getting the tree cut because you were scared it was going to fall on your carport.
Posted on 5/17/14 at 12:31 pm to gorillacoco
It means that if he files a claim then his insurance will go against your homeowners for the cost of the removal only, regardless if the tree/ tree branch was heathy or not. Your insurance will pay this out as a liability claim against your policy.
Posted on 5/17/14 at 12:41 pm to wickowick
so can he go next door and remove it himself to avoid his insurance from being charged?
Posted on 5/17/14 at 12:52 pm to Pepperidge
Not sure...
Posted on 5/17/14 at 1:32 pm to wickowick
I say give him the wood for his fireplace. Even stevens/stephens, or whatever.
Posted on 5/17/14 at 4:55 pm to dnm3305
quote:
those of us that don't believe in God
Somebody wants attention
Posted on 5/17/14 at 7:52 pm to gorillacoco
Assuming he's a good neighbor, I'd tell him:
"Hey Brah, technically, I'm not responsible for the damage at all. That's something covered by your homeowner's insurance and you should file a claim with them. That's why we have homeowner's insurance. However, I suspect you won't reach your deductible and I really don't want to totally piss off a good neighbor. How about we split the cost?"
Be sure to pose the proposal as a question.
If push came to shove and this truly is a good neighbor you value, I'd eventually pay the full amount. (wait at least a day or two after you make your initial proposal).
"Hey Brah, technically, I'm not responsible for the damage at all. That's something covered by your homeowner's insurance and you should file a claim with them. That's why we have homeowner's insurance. However, I suspect you won't reach your deductible and I really don't want to totally piss off a good neighbor. How about we split the cost?"
Be sure to pose the proposal as a question.
If push came to shove and this truly is a good neighbor you value, I'd eventually pay the full amount. (wait at least a day or two after you make your initial proposal).
Posted on 5/17/14 at 11:06 pm to wickowick
Interestingly enough, I've never worked a single claim in LA lol. I'm in Ohio now. I don't know why I've become their Midwest bitch...spent the friggin winter in Michigan lol.
Posted on 5/17/14 at 11:24 pm to fishfighter
quote:
Chances are the damage is less than his deductible. If you like him offer to split the difference with him...
Agree.
agree
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