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Favorite team:Seton Hall
Location:East Coast
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Number of Posts:1094
Registered on:9/13/2012
Online Status:Not Online

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re: How much student loan debt do you owe? - ThatsAFactJack
$9k Will be paid off by end of 2018...
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re: Help Pick Funds for 529 Plan - ThatsAFactJack
[quote]With the Coverdale plan (529, also known as the Roth education plan) you can pick your individual stocks.[/quote] My apologies for not being clear in the OP. I am using the LA Start Plan which only allows the funds I linked earlier. They provide a contribution enhancement. As a single d...
Posted on Money Talk
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re: D.R. Horton Quality of Work - ThatsAFactJack
[quote]I just got out of a neighborhood built by Southern Homes, which is a similar builder[/quote] I am in a Southern Homes neighborhood in Broussard. We had a great project manager that lived in the 'hood so he was on top of everything. Been in my house 8 years and will probably be here anoth...
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re: Help Pick Funds for 529 Plan - ThatsAFactJack
I went with the following 3: VITPX 70% .02% expense ratio 12.77% 2016 return VSMAX 15% .08 expense ratio 18.30% 2016 return VIMAX 15% .08 expense ratio 11.22% 2016 return...
Posted on Money Talk
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re: Difference between Custodial Acct and UGMA/UTMA account - ThatsAFactJack
[quote]Shepherd88[/quote] Thanks. I assumed as much but wanted verification before going thru the process to open an account....
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re: Thoughts on whole life policies for children? - ThatsAFactJack
[quote]EA6B[/quote] [quote]The insurance seems anything but cheap, and what other investments have you compared this to? Over the long term you will probably achieve better performance investing the money in a index fund. [/quote] I get your point. But my daughter was born 2 months premature an...
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Difference between Custodial Acct and UGMA/UTMA account - ThatsAFactJack
Looking to open a custodial account thru Vanguard for my child. I don't see custodial account option but see the following: Uniform Gifts/Transfers to Minors Act (UGMA/UTMA) accounts, which are administered by an adult on behalf of a minor until the child reaches the age of majority (typically 18 y...
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re: Thoughts on whole life policies for children? - ThatsAFactJack
[quote]I had an accident several years ago that required me to have major back surgery and while doing blood work for the surgery they discovered I had a blood clotting issue. When I shop for insurance now it is really expensive. However, the policies my parents bought can be increased with no blood...
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re: Thoughts on whole life policies for children? - ThatsAFactJack
I bought an adjustable complife insurance policy for my daughter thru Northwestern Mutual when she was 6 months. $75,000 death benefit, dividends used to increase death benefit. 6 years in I have paid $2325.60 in premiums (32.30/month). It has a cash value of $1200 today and death benefits is up ...
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re: Help Pick Funds for 529 Plan - ThatsAFactJack
[quote]NYNolaguy1[/quote] [quote]VFINX [/quote] Not an option in LA Start 529 plan. https://www.startsaving.la.gov/savings/vanguardoptions.jsp...
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Help Pick Funds for 529 Plan - ThatsAFactJack
Opening a LA Start 529 account for my daughter. I have 12 years to invest, she is currently 6. I am looking to pick 3-5 of these and invest $100/month VASIX VSCGX VSMGX VASGX VTWSX VTSNX VITPX VSMAX VIMAX VLCAX...
Posted on Money Talk
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re: Dads of the OT: How did your daughters change you? - ThatsAFactJack
[quote]MontyFranklyn[/quote] [quote][b]She is the only woman that has ever changed me[/b][/quote] This right here. My daughter is the only girl/woman that has ever made me reevaluate whats important and make changes. I eat healthier. I save more money. I slow down and teach her anything she ...
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re: Concealed Carry Law - ThatsAFactJack
[quote]i think here in LA you have to hit the target 36 times (meaning anywhere on the target not even in the circles just has to land on the paper[/quote] You have to hit the silhouette (NRA target) on every shot. 12 shots at 6 feet, 12 shots at 10 feet and 12 shots at 15 feet....
Posted on Outdoor Board
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re: Any of you Baws got this Head Cold? (BR Area) - ThatsAFactJack
Daughter had it about 2 weeks ago. My body fought it until this weekend. Slept like crap Sunday and Monday night. Looking forward to a steroid shot this afternoon. Always feel like a champ after that....
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re: Looking for used 3/4 ton truck.. what to look for? - ThatsAFactJack
I have a 2003 Chevy Silverado 1500HD Crew Cab. It is gas and has 154k miles on it. Have had a few minor issues (alternator and blower motor) but it runs great and I have been satisfied. Bought it with 102k miles for $10k at Don's WHolesale in Broussard. Check out there website. http://www.don...
Posted on Outdoor Board
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re: Predict Super Bowl LII Halftime Act - ThatsAFactJack
Cowboy Mouth! That's the only way anything related to Cowboys will ever take part in another Super Bowl...
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re: Complete honesty time - start of your support for Trump - ThatsAFactJack
Was a Rand Paul guy originally. Once Rand was out I was all aboard the Trump train. Choo Choo MFers! :usa: :usa:...
Posted on Political Talk
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re: Anyone put over 100K miles on their vehicle? - ThatsAFactJack
2003 Chevy Silverado Crew Cab 1500HD Currently at 154,000 Replaced hoses and belts at 100,000 Minor front end work, alternator, tires and oil changes. Plan is to get to 200,000 then get something new...
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re: Paid Sick Days when you're NOT sick - ThatsAFactJack
[quote]baseballmind1212[/quote] [quote]7 weeks of paid vacation? Wtf do you do?[/quote] I work in Hospital Administration. I get 6 weeks paid vacation a year. Once I hit the 20 year mark (Currently at 16) I will then get 8 weeks of vacation a year. It is glorious. I also have an accrued sic...
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