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Message
re: At least half of students defaulted or failed to pay down debt within 7 years
Posted on 2/22/17 at 11:11 am to GetCocky11
Posted on 2/22/17 at 11:11 am to GetCocky11
quote:
Teaching a child literature, math, geography, etc. in K-12 means that'll I'll be supporting him/her until I die?
What jobs can they get with only the skills you have taught them?
1
Posted on 2/22/17 at 11:12 am to Patron Saint
Any federal loan program is eligible for disability discharge. This includes Subsidized, Unsubsidized, Perkins, PLUS, FFEL etc. This also includes any grad school, law, vet, or medical school loans, Unsub or PLUS .
The only loans not included would be a private loan through a bank or 3rd party.
The only loans not included would be a private loan through a bank or 3rd party.
Posted on 2/22/17 at 11:13 am to shotcaller1
30k? 
That's not even bad
That's not even bad
Posted on 2/22/17 at 11:14 am to HempHead
quote:
corporate training
Corporations don't know how you train, don't see it as valuable to learn, and can get thousands of qualified applicants with expefience and pay them 40k a year entry level thanks to the economy
Posted on 2/22/17 at 11:15 am to NYNolaguy1
quote:
quote:
Teaching a child literature, math, geography, etc. in K-12 means that'll I'll be supporting him/her until I die?
quote:
What jobs can they get with only the skills you have taught them?
K-12 isn't job training. A university isn't job training either.
There are tons of issues with education in this country, but cutting liberal arts programs and focusing on job-training/vocational programs will just produce a bunch of thoughtless cogs in the machine.
This post was edited on 2/22/17 at 11:17 am
Posted on 2/22/17 at 11:19 am to GetCocky11
quote:
K-12 isn't job training. A university isn't job training either.
Medical School, Dental School, Engineering School, Law School...
You don't think those people leave university with job seeking credentials?
And you think these people leave with equal amounts of job potential as someone from a pure liberal arts background and/or degree?
This post was edited on 2/22/17 at 11:20 am
Posted on 2/22/17 at 11:21 am to NYNolaguy1
quote:
Medical School, Dental School, Engineering School, Law School...
You don't think those people leave university with job seeking credentials?
And you think these people leave with equal amounts of job potential as someone from a pure liberal arts background and/or degree?
You just mentioned a few graduate schools that are full of people with undergrad degrees in the liberal arts.
This post was edited on 2/22/17 at 11:22 am
Posted on 2/22/17 at 11:22 am to GetCocky11
quote:
will just produce a bunch of thoughtless cogs in the machine
what the frick do you think public education does now?
Posted on 2/22/17 at 11:23 am to tigerite
quote:
We need a student loan forgiveness program. It is long overdue.
No, people need to pay their @#@#$@#$# debts. Can't believe anyone is so worthless as to suggest or believe something like this.
Posted on 2/22/17 at 11:24 am to LNCHBOX
quote:
But there are so many deferment programs, interest only repayment options
How does this help pay down the debt?
Posted on 2/22/17 at 11:26 am to HempHead
quote:
what the frick do you think public education does now?
Lots of young people out there doing great things. Good thing we didn't force those people to be plumbers.
Posted on 2/22/17 at 11:28 am to GetCocky11
quote:
You just mentioned a few graduate schools that are full of people with undergrad degrees in the liberal arts
quote:
Medical School
There are few if any liberal arts majors in med school.
quote:
Dental School
Also few if any liberal arts majors in dental school.
quote:
engineering school
There are few (if any) liberal arts majors in engineering school. There were none in my class.
quote:
Law School
Probably the most likely place to find LA majors, but they have to compete with the hard science guys for spots.
Also at least for accounting and engineering it's possible to find work with undergrad degrees that have minimal if any LA education. My guess is those guys far outearn their LA counterparts and have less debt 7 years out without additional grad school.
Also it seems like your answer to my question about what a LA major can do for a job so far has boiled down to "go to grad/law school" and take on more debt.
This post was edited on 2/22/17 at 11:31 am
Posted on 2/22/17 at 11:29 am to GetCocky11
quote:
Lots of young people out there doing great things
No kidding. I would say many of them do this in spite of the public system. Bright folks are going to do well in life regardless of the educational system. I'm more concerned about kids who aren't so bright.
quote:
Good thing we didn't force those people to be plumbers.
Posted on 2/22/17 at 11:36 am to GreatLakesTiger24
quote:
That's not even bad
It's about what I left with after a victory lap so that's my baseline
Posted on 2/22/17 at 11:43 am to GreatLakesTiger24
Back when I was involved in lending and collections, the primary defaulters of Student Loans: Doctors and Lawyers, truck drivers were always 3rd.
Doctors always claimed to be: too busy; thought their employer (hospital, clinic, etc.) was paying it off per contract; too self important to be bothered with such trivial matters.
Lawyers excuse: So sue me
Truck Drivers: Out on the road too much to remember to pay
Doctors always claimed to be: too busy; thought their employer (hospital, clinic, etc.) was paying it off per contract; too self important to be bothered with such trivial matters.
Lawyers excuse: So sue me
Truck Drivers: Out on the road too much to remember to pay
Posted on 2/22/17 at 12:13 pm to Sidicous
quote:
Lawyers excuse: So sue me
Boss af!
Posted on 2/22/17 at 12:13 pm to tigerite
quote:
We need a student loan forgiveness program. It is long overdue.
We need to limit college loan programs to those likely to be able to repay the loans....
Posted on 2/22/17 at 12:19 pm to Sidicous
That's pretty funny.
Always wondered how the statue of limitations worked for the defaulters - after 7 years is all forgiven?
Always wondered how the statue of limitations worked for the defaulters - after 7 years is all forgiven?
Posted on 2/22/17 at 12:21 pm to rocket31
quote:
Always wondered how the statue of limitations worked for the defaulters - after 7 years is all forgiven?
Student loan debt is not dischargeable. I think that became law under Clinton or GWB, I can't remember.
Posted on 2/22/17 at 12:22 pm to rocket31
quote:
Always wondered how the statue of limitations worked for the defaulters - after 7 years is all forgiven?
Negative. The only way it's forgiven is if you die, or are permanently disabled. Even worse if the student dies and you cosign, you're still on the hook for his debt.
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