- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: At least half of students defaulted or failed to pay down debt within 7 years
Posted on 2/22/17 at 10:49 am to shotcaller1
Posted on 2/22/17 at 10:49 am to shotcaller1
quote:
What is a kid straight out of hs going to do in the "real world"?
Other than continue to live at home to still have his mom do his laundry
Volunteer, join AmeriCorps, do an internship, there are tons of programs out there that cost little to nothing.
2
Posted on 2/22/17 at 10:53 am to tke857
quote:
That being said cost of college is outrageous and it's growing rapidly. Something needs to be done and quickly.
It's not the college's fault for raising tuition with high demand. It's not like they care where the endless money comes from (the federal govt), and as long as it's not the students paying upfront, they won't care either.
Posted on 2/22/17 at 10:53 am to GetCocky11
quote:
Volunteer, join AmeriCorps, do an internship, there are tons of programs out there that cost little to nothing
Reasonable suggestions, in my eyes, would involve the kid moving out and learning to live on his own, even if that meant some help.
I know a few people who graduated college who didn't know how to pay rent, a phone bill, or what renters insurance is.
In order to make the gap year valuable, the kid needs to actually pick up a skill that will help him in life.
I think enlisting is appropriate, provided an exit strategy is in place
Posted on 2/22/17 at 10:54 am to GetCocky11
quote:
Volunteer, join AmeriCorps, do an internship, there are tons of programs out there that cost little to nothing
Or even better pick up a trade in high school. How many kids would be working instead of blowing endless money on future debt for a degree they will never use?
Posted on 2/22/17 at 10:55 am to GreatLakesTiger24
quote:
Don't be an idiot. college isn't job training.
Most lawyers, doctors, engineers, and accountants disagree with you.
Posted on 2/22/17 at 10:55 am to GreatLakesTiger24
What sucks is I pay 2k a month for my student loans. Have a good job and career in a place i love. However I make too much money for me to write off my loan interest . That's not fair at all for me to be successful and I can't write them off. This needs to be changed
Posted on 2/22/17 at 10:57 am to Lawyered
quote:
What sucks is I pay 2k a month for my student loans.
Posted on 2/22/17 at 10:57 am to shotcaller1
quote:
That's not what I said. permanent disability is grounds for forgiveness/dismissal.
quote:
A total and permanent disability (TPD) discharge relieves you from having to repay a William D. Ford Federal Direct Loan (Direct Loan) Program loan, Federal Family Education Loan (FFEL) Program loan, and/or Federal Perkins Loan (Perkins Loan) Program loan or complete a Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation on the basis of your total and permanent disability.
Sorry, I didn't know that. But that's only for certain types of loans, which I assume are mostly undergraduate loans. Federal direct unsudbsidized Stafford loans, which are what most students use for medical school or dental school (and I'm guessing most other grad school) loans, are not eligible for forgiveness due to disability, even permanent disability.
Posted on 2/22/17 at 11:00 am to Patron Saint
quote:
Federal direct unsudbsidized Stafford loans, which are what most students use for medical school or dental school (and I'm guessing most other grad school) loans, are not eligible for forgiveness due to disability, even permanent disability.
What about death?
Posted on 2/22/17 at 11:00 am to NYNolaguy1
quote:
Or even better pick up a trade in high school.
Now high school is supposed to be the trade school?
Y'all keep pushing the clock back further and further on when a child is supposed to learn a trade.
Posted on 2/22/17 at 11:01 am to GetCocky11
quote:
Y'all keep pushing the clock back further and further on when a child is supposed to learn a trade.
It should probably start happening around 13 or 14, in all honesty.
Posted on 2/22/17 at 11:03 am to GetCocky11
quote:
Now high school is supposed to be the trade school?
Y'all keep pushing the clock back further and further on when a child is supposed to learn a trade.
What's so wrong with spending the last year of school geared toward learning a trade they will use when they get out? Hell you could even have it driven by industry demand.
Shop class was once a real thing.
Plus college shouldn't be an option for every breathing soul at 18.
This post was edited on 2/22/17 at 11:05 am
Posted on 2/22/17 at 11:04 am to HempHead
quote:
It should probably start happening around 13 or 14, in all honesty.
Teach the child how to think through a liberal arts based education (lit, math, music, social sciences). Let the vocational training be only a part of the overall curriculum. After high school, the now-adult can decide whether or not to pursue a trade as a career.
Posted on 2/22/17 at 11:05 am to GetCocky11
quote:
Teach the child how to think through a liberal arts based education (lit, math, music, social sciences)
Let's not pretend that this actually happens in high school.
Posted on 2/22/17 at 11:06 am to GetCocky11
quote:
Teach the child how to think through a liberal arts based education
Have your child follow this path, and then have fun supporting them until you die
Posted on 2/22/17 at 11:06 am to shotcaller1
quote:
Have your child follow this path, and then have fun supporting them until you die
Teaching a child literature, math, geography, etc. in K-12 means that'll I'll be supporting him/her until I die?
Posted on 2/22/17 at 11:07 am to GetCocky11
quote:
Teach the child how to think through a liberal arts based education
This doesn't seem to be working at the college level- why would it work at a high school level?
And...
quote:
After high school, the now-adult can decide whether or not to pursue a trade as a career.
Adult?
these kids are practically forced to go to college and take on loans.
Posted on 2/22/17 at 11:08 am to Lawyered
quote:
What sucks is I pay 2k a month for my student loans. Have a good job and career in a place i love. However I make too much money for me to write off my loan interest . That's not fair at all for me to be successful and I can't write them off. This needs to be changed
Yep.
I think I'm just going to refinance at this point
Posted on 2/22/17 at 11:09 am to HempHead
Shop class, home-ec, etcc are desperately needed
Posted on 2/22/17 at 11:11 am to GetCocky11
quote:
Teaching a child literature, math, geography, etc. in K-12 means that'll I'll be supporting him/her until I die?
We all learn the above through hs. When that's all you want your kid to study in college instead of engineering, business, or something that clearly leads to job placement in your intended field, then yes, you run the risk of them running up 30k in loans with a degree in gender studies and a minor in geography.
Page 4 of 9
Back to top
Follow TigerDroppings for LSU Football News