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re: Credit Card Rewards and Points Discussion

Posted on 10/10/17 at 4:17 pm to
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13847 posts
Posted on 10/10/17 at 4:17 pm to
quote:

I was just planning on getting my groceries from Walmart for the time being and loading up on Walmart GCs at the end of the quarter if need be.

Yea I'll probably do this.. but if there's a way to just easily MS through it I'd prefer to do that. I read that green dot GCs can be liquidated at Walmart. I might test it out..
Posted by Dotherightthing
Member since Mar 2017
366 posts
Posted on 10/10/17 at 6:19 pm to
Anybody apply for the Chase Visa Mileage Plus Explorer? Received email with a sign up bonus of 60k miles for 3k in first 3 months. I have Chase shappire preferred and Freedom. Not a big traveler but recently started compiling points.

Thoughts on card and working the combo of shappire and Freedom.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13847 posts
Posted on 10/11/17 at 8:52 am to
I got the MPE about 8 months ago with the intent to book a roundtrip flight to Europe next summer.. there are good redemption options for United flights to Europe. Plans look like they will be pushed back until summer 2019 so I am kind of just sitting on the miles at this point. I haven't found very good domestic redemption opportunities with the miles, tbh.

It is a chase transfer partner, so if you fly united a lot I assume it's a pretty useful card. Personally, I wish I would have went with the Chase southwest card. Southwest is also a chase transfer partner.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/11/17 at 10:03 am to
quote:

Thoughts on card and working the combo of shappire and Freedom.


Without a doubt - Chase Ink. LINK

Gives you 80K points, which can be transferred to united 1:! if thats what you want. But can also be tranferred to many other partners such as Southwest, Hyatt, Singapore, Korean etc.

Its a business card so refer back if you need help with filling out the app.

You can no longer have both Preferred and Reserve at the same time. So if you are willing to let go of CSP, I'd go for the Reserve (LINK ) for 50K of the same points I explained above. This is a personal card.

Ofcourse you can always get both.
This post was edited on 10/11/17 at 10:08 am
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/11/17 at 10:06 am to
quote:

Personally, I wish I would have went with the Chase southwest card. Southwest is also a chase transfer partner.


Why cant you now? 5/24?
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13847 posts
Posted on 10/11/17 at 10:38 am to
Yea I grabbed the preferred and MPE on the same day last March while at 4/24.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/12/17 at 3:16 am to
Southwest announced today they'll fly to Hawaii. No way they can do the companion pass, right? It's breaking on our news today, tickets go on sale next year the it said. I love any competition to help and if they can do the companion it would be so sweet. What's the easiest way to get the pass?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/12/17 at 7:45 am to
No reason not to have CP. It's widely expected they will.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 10/12/17 at 3:00 pm to
Question for you Japan Airlines/Cathay bookers to Asia.

I'm used to United and somehow getting what I want, but for using AA miles to Asia on these airlines, do y'all recommend booking the outbound as soon as you find an acceptable date, and then let the 331 day clock roll to your outbound

OR

Just waiting for the whole time period to load and booking both ends?

Obviously, the risk of booking the front end before seeing the back end is being stuck with a number of days that won't work for PTO/vacation purposes, but if availability is as good as it appears, that might not be a risk.

In other news, I may be augmenting Myanmar to be Luang Prabang and Myanmar so the trip would look like this:

USA->Tokyo/Hong Kong->BKK->LPQ

Yangon->HKG/Tokyo->USA

Replacing Mandalay/Inle Lake with Luang Prabang.
Trip would be Luang Prabang, Yangon, Bagan, Naypyitaw
This post was edited on 10/12/17 at 3:02 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/12/17 at 3:52 pm to
quote:

USA->Tokyo/Hong Kong->BKK->LPQ

Yangon->HKG/Tokyo->USA


You might be the perfect candidate to take advantage of the MR -> VS sale bonus. Currently you can fly round trip to Tokyo from IAH/ORD/IAD/JFK/BOS on ANA F for 93K MR. 70K for Biz (both round trip) by transfering points to VS. (Its 90K/120K RT through VSs chart). Round trips only and no domestic legs can be added on either end.

But once you are in Tokyo, you can connect to any other SE cities on budget airlines or through avios on CX/JL/MH.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 10/12/17 at 4:33 pm to
Problem there is I have no MR

Just 120k United with my wife's account
104k in my United account
50k UR growing rapidly
280k or so American I'm pretty set on spending these as I have no other use for them besides Asia.

Every time I think about racking up MR, I end up looking at the partners and not seeing how I could effectively leverage it while I'm racking up UR/United like candy. The problem being I'd have to really know what I'm going to do before I do it, somewhat more than you need to with Chase/Star Alliance being so available across the planet.
This post was edited on 10/12/17 at 4:35 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/12/17 at 6:36 pm to
You have access to Star through ANA and Aeroplan through MR. They both have pretty good charts. AA is very expensive going to Asia, that's why I don't use that there. Plus the routes to/within Asia are very limited with OW.

You can search on Qantas for the space on all OW partners.

Lastly - its not that hard to rack up a lot of MR in a hurry. Let me know if you need recs regarding that. There are ways to get 75K BGR and 100K Biz plat offers still.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 10/12/17 at 9:03 pm to
Ya, really the deal is AA miles suck so if I do t use them here I never will, so that's why I'm trying to burn them.

Was just curious because I know someone here booked JAL and it's pretty much them and Cathay for AA miles.
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/13/17 at 12:00 am to
I was a bit early on SW card then. Got it 2 years ago and cancelled it last year. I can get it and the bonus again next year, right? Then get them biz SW card and what else to get the CP? If flights aren't likely starting until 2019 but they're selling tix in 2018 when would you try to get it to get the most out of it?

And I'm guessing I should run this same game for my wife after mine runs out?
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/13/17 at 4:10 am to
My strategy re churning is that I do the have lifting, gf stays under 5/24 to get CP. That's not hard to do, that just means 1 AoR per two years for her and business cards in between. That way you always have the CP.

Yeah since you are in HI I guess the best time for you to get CP would be in Jan 2019. So apply for cards in November 2018.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 10/13/17 at 1:50 pm to
quote:

Got it 2 years ago and cancelled it last year. I can get it and the bonus again next year, right?


You are eligible for a new bonus on the same card 2 years after previously earning the bonus.

Since you probably don't have access to the old statements, I would see if you can find the date the bonus points showed up into your Southwest FF account. Add two years onto that date, and you can apply if its past that. Of course, you must be within 5/24 rule to be approved.

quote:

Then get them biz SW card and what else to get the CP?

You really shouldn't go for CP unless you have two 50k point offers. CP is 110k points. So 2 x 50 = 100k plus the 4k in spending to earn those (2k each) = 104k. You'd have to put just a bit more to earn CP.

Anything lower it becomes a pain in the arse.

quote:

If flights aren't likely starting until 2019 but they're selling tix in 2018 when would you try to get it to get the most out of it?



CP is good for the year its earned and the following year. So right now you could get it for 2018 and 2019, but if its no use until 2019, you'll have to wait and pray things don't change too much and go for 2019/2020.

quote:

And I'm guessing I should run this same game for my wife after mine runs out?


Sure, why not?
This post was edited on 10/13/17 at 1:51 pm
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/17/17 at 1:10 am to
quote:

My strategy re churning is that I do the have lifting, gf stays under 5/24 to get CP. That's not hard to do, that just means 1 AoR per two years for her and business cards in between. That way you always have the CP.

Yeah since you are in HI I guess the best time for you to get CP would be in Jan 2019. So apply for cards in November 2018.



I would have it for all of 19 and 20 that way?

ETA: BTW AK, can I get the Ink Preferred bonus even though I got the Ink+ bonus last year? You can't get the CSR and CSP anymore same time, right?
This post was edited on 10/17/17 at 1:25 am
Posted by Sho Nuff
Oahu
Member since Feb 2009
11906 posts
Posted on 10/17/17 at 1:13 am to
quote:

bonus points showed up into your Southwest FF account. Add two years onto that date, and you can apply if its past that.


quote:

You really shouldn't go for CP unless you have two 50k point offers. CP is 110k points. So 2 x 50 = 100k plus the 4k in spending to earn those (2k each) = 104k. You'd have to put just a bit more to earn CP.

Anything lower it becomes a pain in the arse.

Yeah, I'd definitely get the 2 50,000 offers if possible or wait till they're avail.
quote:

CP is good for the year its earned and the following year.

Ok thanks, I think my question is answered above. Get it early 2019 and then I get it for all of 2020 too.
quote:

Sure, why not?




I wasn't sure if they allowed it or not.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 10/17/17 at 9:59 am to
quote:

ETA: BTW AK, can I get the Ink Preferred bonus even though I got the Ink+ bonus last year?


Yes you can. But you need to get it sooner rather than later because you can expect the CSR/CSP rule to carry over to other UR cards as well.

Here is the kicker - Ink Pref is coding as 3x on gc.com. So you are earning ~7.5K UR for ~$13 per order.

However, I've heard it's tough to get approved for 2 Chase business cards.
Posted by Teddy Ruxpin
Member since Oct 2006
39553 posts
Posted on 10/17/17 at 10:34 am to
quote:

However, I've heard it's tough to get approved for 2 Chase business cards.


It was a little bit difficult a few years ago when I pulled it off, but I was also going back to the well for the same Sole Proprietorship.

I'm curious how it would go if this time I used an EIN.

Also, this difficulty is only for 2 Chase Business Ink cards correct? Or would it apply for say, if I had an Ink and then went for Southwest?
This post was edited on 10/17/17 at 10:35 am
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