Credit Card Rewards and Points Discussion

I have the premier rewards gold...but only since August. So far I'm happy.

I just got my AMEX Gold. It's a $145 charge annually, but I get the first year no fee and %0.0 APR. Pretty pumped about because the points system is awesome, especially if you $5,000 in the first three months. I've got to load that joker up!!! Lol

Its a good card if you do a little traveling. They will even book you concert tickets, dinner reservations, etc.

It's actually almost as good as the Centurion card. I use to have the Centurion, it was a company card, before I switched careers. The only major difference is when you flash the platinum nothing happens, when you flash the black everyone is there to help you.

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and %0.0 APR

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I guess that's one way to look at it. Amex Gold isn't a credit card it's a charge card. Which means you have to pay it off in full each billing cycle. There are stiff penalties if you don't do this.

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Did you get the 100,000 points offer with the Platinum?

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No, I when I was chatting with them he said he could double the current stated offer of 25,000 pts after I spent $2k in the first three months. So, I got only 50k points with that one.

I got 25,000 pts with my Gold because I basically just bought xmas on it and got the $2k needed easily.

I guess my question wasn't presented clearly. I'm wondering if anyone has both. I can't really see the sense in keeping both except for one thing. The Gold gets me double and triple points on gas and grocery store purchases whereas the Platinum only gives me 1x on those same purchase. BUT, the Platinum gives me great perks when travelling. Maybe my Gold could be my everyday amex and my Platinum could be the one I use when travelling?

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Pretty pumped about because the points system is awesome, especially if you $5,000 in the first three months.

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I think you got screwed. My offer (and the current one still listed) was/is $2,000 in the first three months. Regardless, $5k isn't that hard to do either. Just put reoccurring bills on there that you would pay anyways. I put insurance, water, electricity, cell phone on there and it adds up fast. Christmas didn't hurt either

Used to have a gold. Wasn't worth the annual fee.

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quite the baller and turning down Centurion offers

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Never been offered Centurion but put a lot on the Amex. Would not consider self a baller. If you spend a decent bit and just call them and tell them you want to go back to standard card, they will waive. That's all I can say.

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Never been offered Centurion

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I would venture to guess there are not a lot of us that will ever be offered the black one. I'm sure there's a couple around here, but I've heard rumors you need an annual income of over $1MM and significant spending amounts of $250k. Plus the fees are ridiculous at $5,000 just to join the club and then $2,500/yr. That's insane to me.

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Never been offered Centurion but put a lot on the Amex. Would not consider self a baller. If you spend a decent bit and just call them and tell them you want to go back to standard card, they will waive. That's all I can say.

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I cannot speak from experience. I just know what people write on Flyertalk and they are generally offered points or off the annual fee that equates to about half of the AF. and those folks say are spending about 100k a year. If you are getting the fee waived you have a sweet thing going and keep doing whatever you are doing right.