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AmeriKop45
| Favorite team: | LSU  |
| Location: | Coach, Wing Tip Seat |
| Biography: | ATL |
| Interests: | Travel |
| Occupation: | |
| Number of Posts: | 2102 |
| Registered on: | 1/19/2016 |
| Online Status: | Not Online |
Recent Posts
Message
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 3/8/19 at 2:15 pm
[quote]People who know way more than me seem very down on all of the changes that came with the Marriott rebranding. [/quote]
Not sure where you read this. But this change sucks for everyone. ...
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re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 7/11/18 at 11:55 am
[quote]Alrighty...I've been lurking in this thread for years, but need some advice. We're finishing up a home renovation and close on the refi at the end of the month.
By that point, we will have hit the maximum benefit threshold on our existing DL Plat Amex, and have already churned through the...
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 3/20/18 at 8:09 am
[quote]Teddy Ruxpin[/quote]
Very cool!...
re: How to invest $1,000 a month long term
Posted by AmeriKop45 on 1/10/18 at 10:41 am
Given the fact that you can contribute $5.5K in a Roth IRA and upto $18K in a employer sponsored salary deferral plan (401k), you should not be looking anywhere else before you max out this for yourself (and your partner if you are a couple). Look at the tax savings as added "ROI" in addition to th...
re: I am envious. How can you people travel so much?
Posted by AmeriKop45 on 1/4/18 at 1:07 pm
[quote]Yes, but it's a terrible redemption. 3 Marriott points equals 1 Starwood point. The transfer also takes a minimum of five business days.[/quote]
Disagree with you here. There are a lot of times this makes a lot of sense. Plus the transfer is instant. In 2017 I used a total of 155K SPG conv...
re: Re-Open Closed Credit Card Account- Will they run inquiry?
Posted by AmeriKop45 on 12/27/17 at 2:49 pm
There's no "re-opening" a closed account. Not even a week later. Your only choice is to get a new CC, for which, yes - they will do a hard pull....
re: CPA Exam results are out
Posted by AmeriKop45 on 12/22/17 at 10:57 am
I haven't applied yet. Just procratinating like always. I tried to figure out how to apply, downloaded the two forms and just didn't go anywhere from there.
Which state are you applying in? I will be applying in LA. Not sure if they have an ethics test requirement?...
re: CPA Exam results are out
Posted by AmeriKop45 on 12/22/17 at 10:45 am
Oh nice. I work in Public which is probably why I thought AUD was easiest. Definitely overstudied. But I dont retain info well for a long period of time so I had to....
re: CPA Exam results are out
Posted by AmeriKop45 on 12/22/17 at 10:25 am
[quote]I've purposely scheduled at the very end of testing windows on purpose to get my scores back quickly[/quote]
Same. That way you know whether or not you have to keep studying for the same part or move on to the next right away. I was about to lose a part so had to take this one 1.5 months i...
re: CPA Exam results are out
Posted by AmeriKop45 on 12/21/17 at 10:25 pm
Practice a LOT of LCM, and know your consolidations. You'll likely have a Sim on both. Also know specific time event accrual rules. I thought these were by far the most heavily tested individual areas.
I agree. Becker worked really well for me too. Do all the questions and sims at least twice. Pa...
re: CPA Exam results are out
Posted by AmeriKop45 on 12/20/17 at 4:40 pm
[quote]Got a 76 on REG! Just before my BEC expired and I'm done![/quote]
BOOM! Congrats...
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 12/20/17 at 2:39 pm
Chase Ink is 3x on gas. That is the highest AFAIK. ...
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 12/20/17 at 1:32 pm
Yeah in that case, you are only limited to what you are comfortable with tbh. Its not hard to get a ton of points fast if thats what you want...
re: Where did you travel to this year?
Posted by AmeriKop45 on 12/20/17 at 1:29 pm
Tokyo
Singapore
Bali
Maui
Boston
NYC
New Orleans
Knoxville
Denver
Cancun
Charlotte
Austin
Quite a bit but it was my CPA study year so a bit "lesser" than usual.
107K miles flown this year. Have 4 more trips before the end of the year (3 are for work)...
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 12/20/17 at 1:13 pm
[quote]My overall goals is rewards travel. Flights, hotels, maybe cruises (my wife likes to cruise on Princess). And mostly US travel, maybe Hawaii. I would like to see some of Europe or Australia, but the wife isn't interested.[/quote]
Again, you have to be a little more specific. "Flights and h...
re: Credit Card Rewards and Points Discussion
Posted by AmeriKop45 on 12/20/17 at 12:50 pm
[quote]I have two CSR's (myself and wife) with over 300K points so far. With the travel credits, I don't really see the need to downgrade them, but am open to reasons why folks do it. [/quote]
No reason to have both after year 1. Drop 1. If travels a lot by herself and needs lounge/rental car ben...
re: CPA Exam results are out
Posted by AmeriKop45 on 12/19/17 at 4:33 pm
More billable time!! :nana:
Nah.....
re: CPA Exam results are out
Posted by AmeriKop45 on 12/19/17 at 3:56 pm
[quote]That's the thing, they're not really clear on how they grade it.[/quote]
I very much think that they do some sort of a tiered-percentile. They probably have a band where they see what the top 5% people scored and place them at 99, then place people on tiers from then on. 96,90,88 and so on...
re: CPA Exam results are out
Posted by AmeriKop45 on 12/19/17 at 3:50 pm
Just got my last score back - 88 on FAR! I'm finally DONE! :nana:
[quote]I passed Reg with an 89, and I homestead to God thought I failed it.[/quote]
Know the feeling exactly. I thought I failed it as well. Thought it was the hardest test I'd ever taken.
[quote]Oh you are one of those peop...
re: Inheritance forthcoming for a person with nothing
Posted by AmeriKop45 on 12/15/17 at 10:55 am
Buy bitcoin obviously preferably on 100% margin. 600K in BTC is the right way to start the life of a billionaire....
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