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Registered on:1/19/2016
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re: Credit Card Rewards and Points Discussion - AmeriKop45
My evidence is anecdotal and therefore very YMMV. Also, just curious, why dont you go for 2 personal SW instead of the business?...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
From what I know it is any chase business card. Tough to get two. At least for people with those not so real "Sole Props"...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]ETA: BTW AK, can I get the Ink Preferred bonus even though I got the Ink+ bonus last year? [/quote] Yes you can. But you need to get it sooner rather than later because you can expect the CSR/CSP rule to carry over to other UR cards as well. Here is the kicker - Ink Pref is coding as 3x...
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re: Talk me out of choosing a high deductible plan + HSA - AmeriKop45
If they are all under your insurance, you can absolutely use your HSA for family. Just as long as they don't have any other source of reimbursement (like wife's work insurance). Your HDHP premiums will be a fraction of other plan premiums. I will go as far to say that the difference between the p...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
My strategy re churning is that I do the have lifting, gf stays under 5/24 to get CP. That's not hard to do, that just means 1 AoR per two years for her and business cards in between. That way you always have the CP. Yeah since you are in HI I guess the best time for you to get CP would be in Ja...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
You have access to Star through ANA and Aeroplan through MR. They both have pretty good charts. AA is very expensive going to Asia, that's why I don't use that there. Plus the routes to/within Asia are very limited with OW. You can search on Qantas for the space on all OW partners. Lastly - it...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]USA->Tokyo/Hong Kong->BKK->LPQ Yangon->HKG/Tokyo->USA[/quote] You might be the perfect candidate to take advantage of the MR -> VS sale bonus. Currently you can fly round trip to Tokyo from IAH/ORD/IAD/JFK/BOS on ANA F for 93K MR. 70K for Biz (both round trip) by transfering points to ...
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re: Talk me out of choosing a high deductible plan + HSA - AmeriKop45
[quote]What you and I may consider a "feature" others consider a "bug". The lack of a time limit for reimbursements was never supposed to happen - chalk it up to crappy lawmaking. There is faint talk that tax reform could institute a time limit - maybe 12 months after expense is incurred. No rea...
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re: Talk me out of choosing a high deductible plan + HSA - AmeriKop45
No, the premium is just like any other insurance premium. The contributions (both employer and employee) go into the HSA. The employee contributions usually defaults to $0 so you have to elect your amount. Currently all you gotta do is contribute $148 per pay period minus employer contributions. ...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
No reason not to have CP. It's widely expected they will....
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re: Talk me out of choosing a high deductible plan + HSA - AmeriKop45
[quote]That's good info there. So even with 2 young kids ([b]healthy[/b]) the HDHP is typically worth it?[/quote] [quote]I have gone to the doctor prob 3-5 times in my adult life I don't see that changing unless something happens. [/quote] Based on these two things, in a vaccum, I would be say...
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re: Talk me out of choosing a high deductible plan + HSA - AmeriKop45
[quote]And after 65 you can use the money for anything you want, you just pay taxes on it.[/quote] You can actually start taking the money out of an HSA at any time you want, as long as you have had medical bills since the inception of the plan. And this counts for everything - contacts, glasses,...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]Personally, I wish I would have went with the Chase southwest card. Southwest is also a chase transfer partner.[/quote] Why cant you now? 5/24?...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]Thoughts on card and working the combo of shappire and Freedom.[/quote] Without a doubt - Chase Ink. https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=FP3F&CELL=63HB&MSC=1529384335 Gives you 80K points, which can be transferred to united 1:! if thats what you want. But can also be...
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re: Getting a loan to payoff credit card debt - AmeriKop45
Do you mind sharing how much your loan amount is and how much per month you can pay towards it? Also, how much in wedding expenses are you still needing to pay? Based on the above info, maybe there is a way to move debt to new accounts where you have to pay no interest for a couple of years. B...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]What's your favorite way to search SQ avail? [/quote] SQ Econ availability will show up on UA and ANA. But the only place to search for premium cabin availability on SQ is their own website. [quote]You mean they didn't have these before or it's just for international? I just flew to LAX...
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re: What's the Shortest Flight You've Been On? - AmeriKop45
[quote]Was it a nice area to visit (hopefully during summer and not winter)?[/quote] Went there over thanksgiving so yeah - winter time. But we were chasing the Aurora. Thats why we were there. ALF is the last "major" airport before LYR (Svalbard). Pretty remote area but has one of the best sa...
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re: What's the Shortest Flight You've Been On? - AmeriKop45
I came here thinking I held the record for this. Apparently not. I flew TOS-ALF (109 miles) on SAS last year. Flight was something like 18 mins long....
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re: Credit Card Rewards and Points Discussion - AmeriKop45
[quote]Last I heard, they didn't count towards your 5/24 tally.[/quote] They don't. I'm confused as to what cmslu is looking for because those two options I gave seem to perfectly satisfy his needs. [quote]How is Amex with VGC at the Depot?[/quote] Its fine. no problems...
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re: Credit Card Rewards and Points Discussion - AmeriKop45
You could choose 1 out of the 2 mentioned above...
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