re: Credit Card Rewards and Points Discussion

Lol you are about to get banned

I sent you an email. Although I didn't mean to allude to anything in secret. I was just talking about GC orders at our favorite online office store with no stores in BR/Nola.

As far as domestic flights are concerned, I am going to use my FlexPerks @ 1.5c for those and any other flights from now on where I cant use SW and save my UR (Starting 1/1/2018 ofcourse)

Yea. 6x$300 comes to $1,853.70 with fees. You can't do more than $2K including fees.

Too bad OD rewards changed this month and no longer earn the 3% on GCs. Was nice earning 3% OD rewards in addition to 5x and lower fees. Especially during those negative fees OD promos.

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Are you doing MO at Wally World and so forth?

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Yea

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I'd try FlexPerks

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Only after you've maxed UR, OBC, SimplyCash and probably BBP ($50K each) would this make sense to MS on. First 3 are 5x cards. BBP is 2x MR on upto $50K per year. In two player mode that in itself is $400K of MS per year (that yields 500K UR, $10K cash and 200K MR). I don't think you do that, so FlexPerks doesn't quite make sense for you (imo).

Ha I meant just to abuse the sign up bonus but ya that answer fleshes out the other options.

I need to steer my attention back on this stuff and reeducate myself with the current options.

Tell them the truth that you bought them yourself.

Have you ever done a detailed post on Manufactured spend and it's benefits?

I currently have the following:

CSR(received last fall)

Chase Freedom(first non authorized user credit card in 2011)

Chase Freedom Unlimited(little tax mistake last year so opened up in April with zero balance offer)

Chase Sapphire No Fee(2012 don't even remember intro offer)

Chase IHG(got in May 2017 missed the 100K bonus, they wouldn't match.)

Previously had:

Chase Preferred, just closed it.
Southwest Preferred and Premier for CP in July 2015, closed both November 2016.

Just applied:
Chase Ink Plus 80K offer waiting approval/rejection

Have 225K UR and 65K IHG right now.

Trying to follow in Teddy's footsteps to Peru this Christmas/NYE and maybe Segway the last four days in Colombia on the return. Trying to figure out the best way to book the United flight with UR transfer to United points so we Just pay for 2 reward flights and get from MSY-->Lima-->Cuzco-->Bogota-->MSY

Haven't found the best way yet. I know this was a lot but if anyone reads a portion and hasn't some thoughts I would appreciate it.

Yeah youre on the right track.

Bad news is that I dont think you will find award availability during the holodays. Especially this late. Its tough even 360 days out and in economy. 5 months out and premium cabin is near impossible bar really good luck.

Good news is that you seem to have enough UR to where if you did find something you could jump on it immediately.

1.
Yes it will count against your Chase clock

2. In a vacuum, no.

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Wife and I both just got a mailer for 150K American Express offer.

100k after $5k spend and additional 50k after $10k.

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Damn, I'd do that in a heartbeat. I never get offers. I opted out of cards sharing with partners when I got cards a long time ago, is that why I don't get these AMEX offers? I just got the CSR, I've had the Citi Prestige, so I'm their type of client I would think..

Question, folks.

I really don't know much about the Credit Card game. I currently have a $300 limit Capital One credit card that I just use for Gas and pay at the end of the month

I'd like to start using a credit card to get some sort of return on what I purchase. Any recommendations? Late 20s, set up well financially, truck note, apt rent, etc.