User Profile: TigerDeBaiter | TigerDroppings.com
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Favorite team:LSU 
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Number of Posts:3050
Registered on:12/28/2010
Online Status:Not Online

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re: Inheritance what to do - TigerDeBaiter
The only problem I see in paying off the house is it seems like a trap, or a justification if you will. All the sudden you have more disposable income to spend, so if you don't put at least what the old mortgage payment was into retirement investments you've just told yourself a big lie and conti...
Posted on Money Talk
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re: BR Restaurant Rec's - Casual - TigerDeBaiter
Nino's is a nice hidden gem IMO. Great Italian food. Always love bistro byronz too....
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re: At&t and new phones question - TigerDeBaiter
[quote]by papasmurf1269 I paid 199.00 for my iphone 6 w/two year agreement. [/quote] Your bill also increased by $25? That's their new trick, it was "discounted" before......
Posted on Tech Board
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re: Cost to renovate a gutted house? - TigerDeBaiter
[quote]But you wouldn't do that throughout. So maybe the real number is around $9/sf total. [/quote] Wood would be the more expensive selection, so it would likely be cheaper. I was being conservative. Don't want to get into a pissing match, but I see real bids (that get paid) on a regular ba...
Posted on Money Talk
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re: Cost to renovate a gutted house? - TigerDeBaiter
If it's down to the studs, what the difference? I think it can be done much cheaper with decent finishes personally. You could do an engineered wood floor throughout for less than $7/SF installed Painting should be less, way less than $10k HVAC should be less than 7k Electrical and ...
Posted on Money Talk
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re: Cost to renovate a gutted house? - TigerDeBaiter
Your numbers are sky high. Except for cabinets....
Posted on Money Talk
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re: Not Using a Realtor - TigerDeBaiter
[quote]So all in all its a mixed back. If you're a seller, the marketing based on the property, location and condition may require a good realtor. If you're in a hot area or have a fantastic house, you may not need one.[/quote] Absolutely. I feel very fortunate to have found a good buyer so fa...
Posted on Money Talk
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re: Not Using a Realtor - TigerDeBaiter
Just sold mine FSBO. Only site I posted on was Zillow, so I didn't even pay to list it. I did however pay for high quality pictures. I also know people that helped with the contract, although it was super easy. The best part was my buyers don't have a realtor either. :nana: For pics I used an...
Posted on Money Talk
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re: How much to pay realtor if deal falls through? - TigerDeBaiter
$0 That's part of the reason they are so overpriced. Comissions need to be paid by each individual client IMO. It shouldn't go all on the seller. But then again, would a buyer actually write a check for the service the realtor provided? Hell no. It's just a legal racket. Like everything...
Posted on Money Talk
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re: Free Range Children Taken Into Custody For Playing in Park Alone - TigerDeBaiter
I read this as "Free Range Chicken" :lol:...
Posted on O-T Lounge
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re: LOL - Yahoo News: the world is "turning against" Victoria's Secret - TigerDeBaiter
[quote]Like I said in another thread. I don't want to go to VS and see a water buffalo in boy shorts staring at me from the walls. I want the superhot chick with the amazing body. I want to buy into the fantasy that VS sells, I wanna feel like I could look that hot if I buy their bras and panties......
Posted on O-T Lounge
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re: LOL - Yahoo News: the world is "turning against" Victoria's Secret - TigerDeBaiter
[quote]that tiara broken into a bunch of pieces and distributed to everyone. It’s time. [/quote] Typical Liberal. That last phrase says it all....
Posted on O-T Lounge
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re: Looking for some credit card advice - TigerDeBaiter
[quote] Should I consider a secured card? [/quote] Do you not have the CC's that previously had the balances on them? [quote]But I went through a pretty tough time (in between jobs) and my credit when I had the cards dropped all the way to 600. [/quote] Did you miss payments? The score sh...
Posted on Money Talk
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re: mortgage interest deduction on house for tax filing - TigerDeBaiter
I think he meant personal exemption....
Posted on Money Talk
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re: Need some direction - TigerDeBaiter
[link=(http://www.lousywriter.com/)]LINK[/link] and of course [link=(http://www.tigerdroppings.com/rant/p/50764525/the-money-talk-guide---a-list-of-major-topics-covered/)]LINK[/link]...
Posted on Money Talk
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re: Corporate Buzz Words/Phrases You Find Yourself Using - TigerDeBaiter
"In the mix" "punt" "30,000 ft view" ...
Posted on O-T Lounge
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re: Visiting with potential companies in person - TigerDeBaiter
It has a much higher chance of being a negative than a positive. Let assume you actually get the receptionist to take your resume. You probably pissed her off because "that's not my job- I was busy on facebook!"... she (or he I guess) either throws it in the trash or tells them what a jerk you w...
Posted on Money Talk
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re: Update on my railroad career... - TigerDeBaiter
Congrats. :cheers:...
Posted on O-T Lounge
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re: What type of retirement acct can you draw from early for down pmt - TigerDeBaiter
[quote]This isn't necessarily true. Mortgage rates are so low right now that taking the plunge may well offset the loss of future earnings on that principal. Nobody really knows what will happen, of course - just saying it isn't quite so cut and dried. You're just shifting your investment from your ...
Posted on Money Talk
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re: What type of retirement acct can you draw from early for down pmt - TigerDeBaiter
You can take all of your [u]principal[/u] from a RothIRA at anytime for any purpose. This is not a specific program related to a home purchase. For a traditional IRA you can take up to $10k [u]penalty free[/u], but you still have to pay the taxes on it. Not really a good decision either way...
Posted on Money Talk
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