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Started By
Message
re: Credit Card Rewards and Points Discussion
Posted on 7/25/17 at 8:12 pm to rintintin
Posted on 7/25/17 at 8:12 pm to rintintin
You called?
Were you denied first or just not approved instantly?
It used to be good to call then it became very bad unless it was your last option.
Were you denied first or just not approved instantly?
It used to be good to call then it became very bad unless it was your last option.
This post was edited on 7/25/17 at 8:13 pm
2
Posted on 7/25/17 at 8:50 pm to Teddy Ruxpin
Yeah I called.
I just wasn't approved immediately and I didn't feel like waiting for them to send me a letter and whatnot.
Just asked about my application status and they said they needed some more verification (which I knew was going to be the case, but again didn't want to wait to hear it via mail).
I gave them the info and he said you're approved and you'll receive your card in 1-2 weeks.
Eta: why is it bad to call??
I just wasn't approved immediately and I didn't feel like waiting for them to send me a letter and whatnot.
Just asked about my application status and they said they needed some more verification (which I knew was going to be the case, but again didn't want to wait to hear it via mail).
I gave them the info and he said you're approved and you'll receive your card in 1-2 weeks.
Eta: why is it bad to call??
This post was edited on 7/25/17 at 8:51 pm
Posted on 7/25/17 at 8:51 pm to rintintin
Nice. Ya that's what I did for my two business cards but it's supposedly not the way to go about it these days.
Glad it worked out.
Vietnam is going to be awesome. Try to do business class on the way there if you can manage it. Got to experience that once in your life.
Glad it worked out.
Vietnam is going to be awesome. Try to do business class on the way there if you can manage it. Got to experience that once in your life.
This post was edited on 7/25/17 at 8:52 pm
Posted on 7/25/17 at 10:26 pm to Teddy Ruxpin
quote:
It used to be good to call then it became very bad unless it was your last option.
Expound?
I haven't applied for a business card recently, but if I had and hadn't been instantly approved, I would have called about 24 hours later, just like I did for every other business card.
What's changed?
Posted on 7/25/17 at 10:41 pm to AmeriKop45
quote:
You clearly have never had an AmEx card before (thats why you got the offer).
That's correct. Stuck with chase, but have gotten all the good cards and am 5/24'd for both the wife and I.
100k from CSR x2
80k from ink preferred x2
2 free nights Hyatt x 2 (I see this is no longer available)
United 50k x 2 (missed out on the 70k
) And then one 60k Saphhire preferred and one ihg 70k.
Any advice on MS?
Posted on 7/25/17 at 11:11 pm to Joshjrn
quote:
What's changed?
It has been reported that calling in during the waiting period has led to more denials. That the reps look into "how can we deny this" instead of how to approve and grill the shite out of you, and therefore it may be better to just wait out the decision process before calling as you may turn an approval into a denial by calling.
And no shite, people have actually made chart trees showing you what odds are of approval/denial are based on what the message you receive on the initial response it. It's all worked out.
This is a departure from when calling in quickly was the thing to do. Of course you may end up OK, but it's now better to have less eyes on you.
Of course if the follow up letter denies then you call in.
This post was edited on 7/25/17 at 11:14 pm
Posted on 7/26/17 at 7:21 am to Teddy Ruxpin
Whoever is going to Tokyo & staying at Hyatt Regency Tokyo, here is a shot of the incredible 1mil+ crystal chandeliers I took last time out there
This post was edited on 7/26/17 at 7:22 am
Posted on 7/26/17 at 7:25 am to Teddy Ruxpin
quote:
It has been reported that calling in during the waiting period has led to more denials
For your first business card though, I think you would be okay right? I mean, they needed business details from me to continue when I called
My wife has a legit business shestarted now, I'm not worried about business cards anymore for me
Posted on 7/26/17 at 8:41 am to GenesChin
Nice chandelier. Wife and I are heading to Ho Chi Minh then Tokyo in November via ANA in F Thanks to Amex 100k x2 and PRG 75k MR (targeted) x2.
We'll be at the Hilton Tokyo, Shinjuku. (Amex Surpass) Any must dos in Tokyo?
We'll be at the Hilton Tokyo, Shinjuku. (Amex Surpass) Any must dos in Tokyo?
Posted on 7/26/17 at 8:52 am to GenesChin
That would be me 
Posted on 7/26/17 at 9:01 am to Odinson
quote:
Wife and I are heading to Ho Chi Minh
Hope you post about it on the Travel board. Planning on going in Feb.
Posted on 7/26/17 at 9:03 am to Teddy Ruxpin
quote:
Vietnam is going to be awesome. Try to do business class on the way there if you can manage it. Got to experience that once in your life.
Yessir, that was the plan. Although I'm gonna have to do some convincing with the little lady I'm going with that I'll be sitting in business class away from her
. I doubt she'll buy that ticket.Posted on 7/26/17 at 9:53 am to Joshjrn
quote:
That would be me
You end up splurging for the club room?
Posted on 7/26/17 at 10:00 am to Odinson
quote:
We'll be at the Hilton Tokyo, Shinjuku. (Amex Surpass)
Hilton is basically across the street. I prefer the Hyatt Regency over the Hilton, considering how absurdly cheap on points the Hyatt is. Both are good hotels and some of my colleagues prefer Hilton
quote:
Any must dos in Tokyo?
GET A POCKET WIFI - Don't pay for BS International calling planfor $25 that gets you scraps of data + calling
There are a ton of options but I use this company every time. LINK Trust me, it is about $7-10/ day and worth every cent.
I don't really have a ton of personal time when I make the trip so I'm not the one to ask. The one thing I'd do for sure is climb Mt. Fuji
If you go climb Fuji-san, I'd highly recommend going with a guided tour. Cost about $200, but they give you lodging on mtn, food and transportation that otherwise costs ~$125. Well worth the $75 to have a guided tour
You also can save yourself a hotel night expense by doing the tour. All hotels in Tokyo should hold your bags if you check out for just one day
This post was edited on 7/26/17 at 10:02 am
Posted on 7/26/17 at 12:08 pm to GenesChin
Great info. Thx! Will definitely do the Pocket Wifi. I heard Google is your best friend there.
Has anyone done an Australia flight trip on rewards? Any tips? I plan to use my Hyatt nights/pts for Park Hyatt Sydney.
Has anyone done an Australia flight trip on rewards? Any tips? I plan to use my Hyatt nights/pts for Park Hyatt Sydney.
Posted on 7/26/17 at 1:09 pm to Odinson
quote:
Has anyone done an Australia flight trip on rewards? Any tips? I plan to use my Hyatt nights/pts for Park Hyatt Sydney.
I have not but my readings on the subject seem to state it is a PITA, at least if you're heading there directly from the US. You may have more luck connecting in Tokyo, Bangkok, Seoul, Hong Kong, Singapore, etc.
I'm sure you'll be fine on the Park Hyatt since all the needs to be available is a standard room for you to book.
This post was edited on 7/26/17 at 1:10 pm
Posted on 7/26/17 at 3:33 pm to Odinson
quote:
Will definitely do the Pocket Wifi.
My pocket wifi got me 75mbps (Cable internet speeds)for $7/day or so. It had service everywhere too including the summit of Mt. Fuji
That meant I was able to:
-Make + receive calls on my phone # using TMobile Wifi Calling
-Have internet for my laptop everywhere
-Use GPS + Google Maps
-FaceTime'd the wife Mt. Fuji's sunrise from the summit
-Use internet anywhere I went
Posted on 7/26/17 at 4:32 pm to GenesChin
I didn't have full unfettered access, ie when I was in the middle of a field in Peru, but I was able to text/Snapchat in all the cities and even at spots on Machu Picchu with Project Fi. That was kind of neat.
Posted on 7/26/17 at 11:29 pm to Odinson
quote:
Has anyone done an Australia flight trip on rewards?
We went on United via the west coast. Within Australia, we used AA miles to book qantas flights. I can't remember how difficult it was to find United availability.
Posted on 7/27/17 at 4:55 am to GenesChin
FYI
AT&T now has a daily international plan. $10 per day with unlimited use and you only pay on days that you use it. You don't have to purchase the monthly Passport Plan anymore without the severely restricted use.
AT&T now has a daily international plan. $10 per day with unlimited use and you only pay on days that you use it. You don't have to purchase the monthly Passport Plan anymore without the severely restricted use.
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