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re: Credit Card Rewards and Points Discussion

Posted on 5/8/17 at 5:10 pm to
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/8/17 at 5:10 pm to
These include domestic connections and international stopovers . If there would have been a direct flight from BTR to remote Palawan islands (in the Philippines), rest assured, I would have opted for that.

Add 1 more international and 3 more domestic trips to that.
This post was edited on 5/8/17 at 5:14 pm
Posted by LSU6262
Member since Jun 2008
7494 posts
Posted on 5/9/17 at 10:29 am to
Chase is offering 100k points to Sapphire customers who finance a new mortgage

LINK
Posted by bayoubengals88
LA
Member since Sep 2007
18996 posts
Posted on 5/9/17 at 3:21 pm to
Some EASY Manufactured Spending to be had on Coinbase if you don't mind investing in Bitcoin or Ethereum.
Mine is letting me buy $500/week with credit card. Started at $100 then $300.
Posted by TigerTatorTots
The Safeshore
Member since Jul 2009
80801 posts
Posted on 5/9/17 at 3:25 pm to
Those fees though! Why not just manufacture spend on Amazon gift cards and load them to your account?
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/9/17 at 3:33 pm to
Fees must be high and then the funds could decrease in value?
Posted by bayoubengals88
LA
Member since Sep 2007
18996 posts
Posted on 5/9/17 at 3:40 pm to
Fees are just 3-4%

Yeah you can lose money...or make a lot.
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/9/17 at 4:32 pm to
deleted
This post was edited on 5/9/17 at 4:39 pm
Posted by AmeriKop45
Coach, Wing Tip Seat
Member since Jan 2016
2102 posts
Posted on 5/9/17 at 4:38 pm to
quote:

Some EASY Manufactured Spending to be had on Coinbase if you don't mind investing in Bitcoin or Ethereum. Mine is letting me buy $500/week with credit card. Started at $100 then $300.


quote:

Fees are just 3-4%

Yeah you can lose money...or make a lot.


..because venmo would be too straightforward.
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8141 posts
Posted on 5/10/17 at 4:05 pm to
Does anyone have any experience with multiple Ink Business Preferred cards?

I had the card before for a sole proprietorship, but I classes the account last year. I was thinking about getting one for my LLC, but I didn't know if i would still be eligible for the 80k UR points. Does anyone have any experience with multiple business cards?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27160 posts
Posted on 5/12/17 at 10:15 am to
If my memory serves me, you're eligible for the bonus every two years, period.
Posted by Teddy Ruxpin
Member since Oct 2006
39606 posts
Posted on 5/12/17 at 11:24 am to
quote:

If my memory serves me, you're eligible for the bonus every two years, period.


Separate entities are eligible for the bonus as far as I know.

So a sole proprietorship using an SSN is separate from an LLC using an EIN.
Posted by Athanatos
Baton Rouge
Member since Sep 2010
8141 posts
Posted on 5/12/17 at 9:21 pm to
I'm giving it a shot. I will report back. As a backup I was going to try for the JP Morgan Reserve, but I will do that later if I need to.

I have already done United explore Plus 2x, CSP, CSR, and Ink Business Preferred, so the obvious options are running out.
Posted by Zoltan
NOLA
Member since May 2010
1395 posts
Posted on 5/15/17 at 11:31 am to
I'm looking to find the best card out there for a transfer.

I have Chase Sapphire Reserve already, but I'm looking to transfer my balance for next month to give myself a couple months to pay it off instead of getting hit with a decently high APR. ( I have no interest accrued yet, but had to make a decently large purchase)

It would hopefully be a 1 time thing.

I've looked at the BankAmericard Credit Card. 0 % APR for transfers made in the first 60 days. 3% fee or $10 whichever is greater.

I wouldn't mind a card that I would more practical for regular use if need be, but this was the best I saw for transfers.

Any others out there, I should be considering?

Posted by notiger1997
Metairie
Member since May 2009
58259 posts
Posted on 5/15/17 at 11:40 am to
Chase Slate. 0% interest for I think 15 months and $0 transfer fee.
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35603 posts
Posted on 5/15/17 at 11:40 am to
Chase Slate. It's the no-brainer card for balance transfers.

$0 transfer fee for the first 60 days after opening the card and 0% interest for 15 months.
Posted by Zoltan
NOLA
Member since May 2010
1395 posts
Posted on 5/15/17 at 11:42 am to
That was the first one I looked into, but I don't think I am eligible for the balance transfer because I already have debt with Chase.

eta:

The one I mentioned has 0% APR for 18 billing cycles.
This post was edited on 5/15/17 at 11:44 am
Posted by geauxcats10
AP
Member since Jul 2010
4195 posts
Posted on 5/15/17 at 2:20 pm to
My wife and I have almost 350k UR points between us and we decided we want to go to Costa Rica next year.

My problem is I have ZERO idea on how to redeem this points for air travel or hotels and what not. All this talk about transferring or using the chase portal makes me even more confused.

Can someone break it down into simple terms what the best way to use our points would be?
Posted by fatboydave
Fat boy land
Member since Aug 2004
17979 posts
Posted on 5/15/17 at 3:54 pm to
Plastiq users.

Are the rent mortgage payments coding as travel for CSR?
What about utilities on the old Ink (5x utilities)?
Posted by HawkeyePierce
Member since Feb 2008
21 posts
Posted on 5/16/17 at 6:57 am to
They have for me. I've done it the past two months.
Posted by PhiTiger1764
Lurker since Aug 2003
Member since Oct 2009
13921 posts
Posted on 5/17/17 at 11:04 am to
So I just received an email with a promotional offer of 0% on balance transfers through August 2018 on a card I never use (Barclaycard cashforward) and only a 1% transaction fee.

What's intriguing is that I am also allowed to transfer funds from my available credit directly into my checking account. I've never seen anything like this and am now trying to think of different ways to make it profitable. I have a $12.5k limit. Any ideas?
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