User Profile: bayoubengals88 | TigerDroppings.com
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Favorite team:Wisconsin 
Location:LA
Biography:
Interests:
Occupation:
Number of Posts:4901
Registered on:9/10/2007
Online Status:Not Online

Recent Posts

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Money Talk Guide additions - bayoubengals88
Chicken has graciously granted me more space to add to our guide. I will consider all additional requests (I'm talking to you Fat Bastard)... [b] Please let me know if you DO NOT want your thread to be part of the guide[/b]. I will remove it asap. Give me a few days...school/work is windin...
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re: Need to add to "Money" Talk stickied thread - bayoubengals88
Awesome. Thank you :bow:...
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Need to add to "Money" Talk stickied thread - bayoubengals88
I'm right at the character limit. Can a post below be deleted to make room? Thanks. ...
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re: Bonds. Explanation needed. - bayoubengals88
[quote]ex: why would I buy a bond with a 4% interest rate when the going rate is 6%? [/quote] So buying a long term bond is always a complete guess?...
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re: Bonds. Explanation needed. - bayoubengals88
[quote]As I've mentioned before when you were really caught up on blue chips, most would suggest at your age that you should be looking at equity funds. Forget about the income for now and look for some serious growth.[/quote] Yes, 26. You're right. I'm now pro index funds or high yield ETFs havin...
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re: Bonds. Explanation needed. - bayoubengals88
I've been thinking about it. I was unemployed when I made that thread...I'm now very employed :lol:...
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Bonds. Explanation needed. - bayoubengals88
After perusing my Acorns statement I noticed that the corporate bond that I own distributes monthly. So I looked up a few bond indexes and apparently most, if not all, pay out monthly. Is this what is called a bond coupon? Since I like passive income it made me want to buy some investment gra...
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re: International Equity Exposure - bayoubengals88
Interesting. Two recent IPOs in the top 5 of its holdings. ...
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re: International Equity Exposure - bayoubengals88
I prefer around 30% as well just because that's what I see when I read about allocation. My target retirement fund just happens to include about 30% international. ...
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re: I've decided that after years of saying "I have no hobby," I actually do - bayoubengals88
[quote]My hobby is compound interest. [/quote] I'm surprised how many people in HERE are making fun of this. I, personal, get off on investing. It gives me something extra to look forward to on Monday morning, and I'm kind of bummed when the market is closed for a holiday! It makes the week in...
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re: your "system" for tracking your budget - bayoubengals88
I get paid near the end of the month. All my bills are set to auto draft between the 25th-28th. I pay/save/invest everything at once and try to keep $100 cash for any expenses that arise before the 10th. On the 10th I receive a small check of $100-200. That gets me to the 25th for another cycle!...
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re: For those that had money invested in 08-09 - bayoubengals88
I'll worry about admiral shares when I get to 10k. :lol:...
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re: For those that had money invested in 08-09 - bayoubengals88
[quote]Buying once a week instead of once a month probably doesn't matter to my bottom line, but damn does it reduce my blood pressure [/quote]I would imagine that it actually does help. Maybe someone smarter than me can do some math. But I agree about the blood pressure :lol: Thanks for the...
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re: For those that had money invested in 08-09 - bayoubengals88
When you say "low cost" are you talking about expense ratio? Is this through Vanguard? Do you have global exposure? I like this approach. I somehow miss the "lows" every time on my once/month auto purchases. Obviously over a span of 30 years this won't matter, but it's aggravating as hell righ...
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re: Real Estate Investing......... New update pg 6 - bayoubengals88
[quote]If yall want me to stop bumping, let me know. [/quote]Never. This is one of my favorite threads on the board. Would you mind telling us why you chose this particular tenant? How selective were you? How many applicants?...
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re: Mutual Fund/Extra Retirement Question - bayoubengals88
No problem, but I'd love to see a second opinion. I'd personal just open a Roth with Vanguard, but I'm assuming that you'd like everything to stay with the fire department...? Whatever the case, please get out of that State Farm fund. It's costing you money!...
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re: Mutual Fund/Extra Retirement Question - bayoubengals88
Not too different than my teacher's retirement... after a quick look at the funds, they offer some very low expense ratios for the Lifepath stuff. Hell, I'd start a Roth through them if you don't already have one. ...
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re: Baseball Game 1: LSU 5, Miss St. 3 | FINAL, 14 innings | TIGERS WIN!!!!!! - bayoubengals88
[quote]quote: I'll stay focused on LSU basketball. [/quote] That was an obvious attempt at humor. I'm sure some got it. Admins are overly sensitive about baseball? No reason to delete such gold......
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re: Mutual Fund/Extra Retirement Question - bayoubengals88
I see...does the deferred comp website have a list of funds? Would it go into a fund at all? Do you receive a lump sum? Is it tacked onto your pension? I'd typically choose a Roth over traditional, but this could be an exception. It depends on when you want to pay taxes on this. Now or later?...
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