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re: I’m surprised to see so many advocating for 15 year mortgages on here
Posted on 3/7/20 at 7:35 am to bstew3006
Posted on 3/7/20 at 7:35 am to bstew3006
quote:
I’m 6yrs in on my 30yr @ 4.2%
If I’m able to refi a 15yr @ 2.75% - 3.25% I’ll be doing so ASAP.
I'm close to your situation, and a 20 year at 3% barely increases my monthly payment, but significantly kills the interest.
1
Posted on 3/8/20 at 12:58 pm to mctiger1985
quote:
I'm close to your situation, and a 20 year at 3% barely increases my monthly payment, but significantly kills the interest.
Same situation here. My monthly payment barely ticks up at a 20 year, but will knock off almost a decade of payments. Plan to put extra principal and pay it off in 15 or less
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