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re: START Program
Posted on 11/20/19 at 9:48 am to glaceau
Posted on 11/20/19 at 9:48 am to glaceau
My response from another thread on the topic:
The LA START program is a really good 529 program. It's about as low of fees as you can get as it uses primarily passive Vanguard funds. I would suggest using that if you are going to do it yourself, particularly because of some of the other incentives.
The only other 529 plan that might merit consideration would be Virginia's plan that uses American Funds, which are relatively low cost actively managed funds. Historically, they have slightly outperformed Vanguard net of fees, but both Vanguard and American Funds are a few hundred basis points above the rest of the pack.
The LA START program is a really good 529 program. It's about as low of fees as you can get as it uses primarily passive Vanguard funds. I would suggest using that if you are going to do it yourself, particularly because of some of the other incentives.
The only other 529 plan that might merit consideration would be Virginia's plan that uses American Funds, which are relatively low cost actively managed funds. Historically, they have slightly outperformed Vanguard net of fees, but both Vanguard and American Funds are a few hundred basis points above the rest of the pack.
This post was edited on 11/20/19 at 9:49 am
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