re: Is insurance that covers pre existing conditions really insurance ?

I said most. My father in law died from environmentally caused cancer. My wife has also been a physician in the “charity” system for over 30 years and she will also agree with the self infliction. She is so out done with people who can’t make an effort to take their free meds to help keep their chronic illnesses under control or maybe not eat some sugar loaded dessert to help control their diabetes, she is about to leave the patient care business. Patients can make enough excuses for themselves without you doing it for them.