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re: Would you Refinance?
Posted on 7/9/18 at 8:29 am to LSUengineer12
Posted on 7/9/18 at 8:29 am to LSUengineer12
quote:
ETA: Let's just say the rates are the same, is it worth re-financing just to rid the PMI cost. I guess then it boils down to additional closing costs vs $55/mo for the next however many years.
That's basically it. TVM of the closing costs vs the $55 a month. I'm not sure it would be worth it to refi just for the $55 a month unless you knew you were going to be in the house for a very long time. That's $660 a year of PMI and closing costs will be many multiples of that. Hard to make that argument if the rates are the same.
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