re: Suggestions/Tips for Getting Out of Debt?

Echoing what most have said already, but honestly, if I were in your shoes, I would drop all but the necessary expenses to put as much into paying the CCs down as soon as possible. Live like a hermit for a few months. Not doing so or shifting the debt around will only make things more difficult and expensive.

Most people don't realize how much money they waste on unnecessary crap. People have already given good advice, but drop cable, netflix, etc. cook for yourself (from scratch, not frozen stuff), consider how much you drive, carpool if possible (it amazes me how many people jump into a car to go two blocks), raise the AC. Sell stuff you don't use regularly.