re: Let's be honest about credit scores

quote:

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I put the majority of our expenses on our credit card and never notice a dip in credit scores...at least the free FICA one my bank provides. It's consistently above 800.

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You'd have to get it to where you have 20%-30% or more (I think each agency uses a different cut off?) of your available credit used to make a difference.

Pretty easy to avoid that with higher limits and multiple accounts.